Ohio is home to innovators, dreamers, and business builders. But to grow your vision, you need funding that’s fast, flexible, and fair.
That’s exactly what 680 Unsecured Loans delivers — collateral-free business loans from $20,000 to $250,000, designed for startups and established small businesses across Ohio.
Unlike traditional banks that require years of tax returns, high collateral, and weeks of waiting, we fund qualified borrowers in as little as 3–5 business days.
If your credit score is 680 or higher (650 for veterans), you may already pre-qualify.
keep full ownership of your assets.
based on creditworthiness, not paperwork.
funding within 3–5 days.
new businesses with no revenue history can qualify.
for marketing, expansion, payroll, or equipment.
Ohio entrepreneurs deserve quick access to capital — not red tape. Whether you’re in Cleveland, Columbus, Cincinnati, or Toledo, 680 Unsecured Loans helps you move from “idea” to “impact.”
Our process is simple, transparent, and 100% online — designed for business owners who don’t have time for complicated bank forms.
Complete our short, 3-minute pre-qualification form. No credit impact for checking eligibility.
Receive approval within 24 hours with clear loan terms and flexible repayment options.
Most clients receive funding in 3–5 business days — directly into their business account.
That’s it. No collateral, no long waits, no rejections from traditional lenders.
We understand that every business has unique needs. That’s why we help Ohio business owners find the best small business loan for their goals.
Ohio banks like Huntington National Bank and KeyBank offer SBA 7(a) and 504 loans for well-established businesses with solid credit and tax history. But approval can take weeks, and collateral is often required.
Local credit unions such as Telhio Credit Union provide smaller business loans with flexible rates. Great for businesses with moderate credit.
The Ohio Micro-Loan Program and Collateral Enhancement Program support small operations with loans under $50,000, ideal for minority-owned or rural businesses.
When banks say “no,” we say “go.” Get $20K–$250K in unsecured capital without pledging assets, showing income, or providing business financials. Perfect for startups, side hustles, and established small businesses looking to expand quickly.
No tax documents. No collateral. Just a straightforward approval process that empowers you to grow.
Our clients across Ohio use their funds to accelerate growth:
You have complete freedom to use your loan as you see fit — with no restrictions.
Case Study: Ohio Coffee Co. (Columbus, OH)
Goal: Expand to a second café and purchase espresso machines
Challenge: Limited capital and short operating history
Solution: Combined an SBA 7(a) loan with a $50,000 unsecured top-up from 680 Unsecured Loans
Result: Opened a new store in 6 months, increased annual revenue by 40%, and created 6 new jobs.
“After two rejections, 680 Unsecured Loans approved us within 48 hours — no tax returns, no collateral. Game changer!”
— Marcus T., Dayton, OH
“We used 680 Unsecured Loans to upgrade equipment and boost production. The process was transparent and lightning fast.”
— Samantha & James, Akron, OH
“The Ohio Micro-Loan Program helped us start, but 680 Unsecured Loans helped us grow.”
— Emily R., Toledo, OH
Feature | Ohio Banks | 680 Unsecured Loans |
Collateral Required | ✅ Yes | ❌ No |
Tax Returns | ✅ Required | ❌ Not Required |
Credit Score | 700+ | 680+ (650 for veterans) |
Approval Time | 2–4 weeks | 24 hours |
Funding Speed | Up to 30 days | 3–5 business days |
Suitable For | Established businesses | Startups & existing businesses |
Starting a business in Ohio? Don’t let “no revenue” stop you.
With 680 Unsecured Loans, startups can access up to $250,000 based solely on personal credit.
We believe in entrepreneurs — not paperwork. That’s why many Ohio startups use our unsecured loans as seed funding to build momentum without giving away equity or taking on investors.
Even if your credit isn’t perfect, you still have options.
We work with you to find a path forward — because your vision matters more than your credit score.
You can combine our funding with state or SBA options for even greater flexibility:
Up to $50,000 for small businesses and startups.
Helps borrowers who lack sufficient assets.
Ideal for real estate or large equipment purchases.
Many Ohio clients use these in tandem with 680 Unsecured Loans to balance long-term and short-term growth.
Getting approved is easier than you think. Just have these ready:
No tax returns or business financials required.
Our mission is simple: help every Ohio entrepreneur access fair funding fast — with the personal support you won’t get from big banks.
Whether you’re looking for Ohio small business startup loans, loans for small businesses in Ohio, or unsecured business loans with no collateral, 680 Unsecured Loans makes it happen — quickly and confidently.
Don’t wait weeks for bank approval or risk your assets.
Join thousands of Ohio entrepreneurs who’ve grown their business with our unsecured funding solutions.
👉 Apply now at www.680unsecured.loans
Pre-qualify in minutes. Funding in days. No collateral. No hassle.
